Malcolm Toussaint

NMLS: 1173002

800-203-0031

malcolmt@oasismortgageaz.com

Malcolm Toussaint

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7 Things to Know Before Buying Your Dream Vacation Home

7 Things to Know Before Buying Your Dream Vacation Home

Embarking on the journey to purchase your dream vacation home is an exciting and rewarding endeavor. However, before you dive into the world of sunsets and serenity, there are essential aspects to consider. Let's unravel the seven things you should know b

Feb 13, 2024 | Purchasing a Home

Understanding the Financial Power of Mortgage Points

Understanding the Financial Power of Mortgage Points

In the intricate world of personal finance, few concepts are as intriguing as the role of "points" in mortgage loans. Today, we'll embark on a journey to demystify this intriguing aspect of mortgage financing, much like delving into the nuances of habit f

Feb 06, 2024 | Purchasing a Home

Lease-to-Own Agreements: A Unique Path to Homeownership

Lease-to-Own Agreements: A Unique Path to Homeownership

Today, we're going to explore an unconventional, yet incredibly effective, avenue to homeownership: Lease-to-Own agreements. If you've been yearning to call a place your own but have faced hurdles in the traditional mortgage landscape, this could be your

Jan 30, 2024 | Purchasing a Home

Weighing Your Options: 20% Down Payment vs. Mortgage Insurance

Weighing Your Options: 20% Down Payment vs. Mortgage Insurance

In the intricate dance of real estate, prospective homebuyers often find themselves at a crossroads, faced with the pivotal decision of how much to contribute as a down payment. The classic choice of a 20% down payment remains the beacon of tradition, but

Jan 23, 2024 | Purchasing a Home

The Federal Reserve's Role in Shaping Mortgage Rates

The Federal Reserve's Role in Shaping Mortgage Rates

In the dynamic world of the American economy, one institution holds the reins, steering the course—the Federal Reserve, affectionately known as the "Fed." As the guardian of monetary policy, it exerts a potent influence on various aspects of our fin

Jan 16, 2024 | Purchasing a Home Interest Rates

Avoiding Common Homebuyer Mistakes in a Seller's Market

Avoiding Common Homebuyer Mistakes in a Seller's Market

We've been in a seller's market for a while now; the pandemic stirred up massive demand for more residential space, and the supply of homes has not been able to keep up since then. A seller's market can present unique challenges and opportunities for pros

Jan 09, 2024 | Purchasing a Home

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